WHY ALSO INVEST IN STONE-PAPER?

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WHY ALSO INVEST IN STONE-PAPER?

The SCPI

A real estate investment company is a collective investment undertaking in the form of an unlisted company. 

The SCPI collects funds from various investors for the sole purpose of purchasing and managing rental properties.

It can invest in all the real estate areas it wants:
homes, offices, shops, and others. It all depends on the investment strategy envisaged and the evolution of the rental market of the manager. 

Thus, investing in REITs is a way to diversify real estate investments in different sectors by pooling risk. 

They own different tangible assets located in different geographical areas in France and even abroad.

Most commercial leases provide for a rent indexation clause according to the evolution of a benchmark, in line with inflation, which makes it possible to protect against inflation.

Tax reduction

As with any real estate investment, there are tax optimization alternatives, some taxpayers may be taxed on property income according to their marginal tax rate.

Multiple solutions are possible:

  • Invest in multinational REITs and benefit from the taxes provided for by tax treaties,
  • Invest in tax REITs and benefit from tax breaks or reliefs in force in France
  • Invest in SCPI in life insurance to increase savings in a tax-friendly environment

Attractive yields

For now, the SCPI makes it possible to maintain the purchasing power of unitholders, who have been in difficulty for several months now. 

Their performance is always superior to guaranteed capital investments, because by investing in SCPIs, you can expect to obtain an annual return from 4.5%, which is clearly higher than the performance of the booklet A. 

REITs are risky investments, even if it is mutualized.

Investors should always keep in mind that the most important measure is not the returns achieved, but the risk-weighted returns incurred.
Seth Klarman

And sectors
adapted to the time 

Finally, it is possible to invest in REITs with service providers, such as SCPI that specialize in the medical field, clinics, maternity wards or medical centers. 

For example, we can think of the problem of the "last mile" which has become so important because e-commerce and home delivery in recent years have accelerated further since the confinement. 

Some REITs specialize in this niche in warehouses and businesses located on the outskirts of major cities.

Co-written by Julien Padjeu and Alex Beauvais

Need a
estimate of your property?

The valuation of an asset is an essential step in the transaction process, which is why, it should not be taken lightly, the software is an excellent tool for pre-estimation. 

In order to know the current market value of your property, contact us!

You will be put in touch with one of our collaborators, expert in his sector, he will be able to take into account different economic elements, the latest sales, and correlate all this with the searches of buyers for a quick intermediary and price 

We will send you an estimate in 48 hours. 

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Posted on 03/12/2022 by

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